Autumn Money Reset

Fall is the best season to start a new budget.

Fall is the perfect time to evaluate year end and Holiday expenses. All of my taxes and Insurance payments are due at the end of the year and I prepare for these expenses in the Fall. I take an inventory of cash I have in local accounts and Investments.

I allocate enough money to cover the extra expenses. I am already planning my Holiday budget. I will not be going into debt. Extra expenses and Holiday spending will be covered in cash.

Even millionaires have a budget and set limits to their spending. I have a strict plan to not overspend. I can account for every penny spent.

I learn a lot from farmers who love the Fall. The farmer has seasons where they plant seed and work the ground. The farmer reaps and sows. They gather, collect and then they enjoy their work in the harvest. Money management is similar to farming.

There is a time to work hard and a time to rest and enjoy. A good farmer will always set some crops back to save for the times of need that will come later. Those who are successful put a lot of effort into their work and manage their money well.

So I challenge you to prepare for the rest of this year by getting on a budget. Use this Fall to dump debt and stash some cash. Prepare early for the Holidays and year end bills. For more ideas on budgeting for end of year expenses, reach out to me at www.peacefullifefinancial.com.Karen Skelton Money Coach