It’s Holiday Shopping time. Read on for money tips on Holiday spending. Before you shop , decide on a viable Holiday budget. This is money set apart from living expenses. It is imperative that you only spend cash. It is good to share your budget with family as a boundary to not overspend. Be proactive in deciding what you are looking to purchase. Make a list of gifts and items you want ahead of time. Shop for the best deal. You may be less impulsive if you shop locally and yo

Read on to learn ways to apply gratitude to your money. Money and gratitude are a great mix. It has been determined that grateful people are more successful. Grateful people are positive and have an abundance mindset. Grateful people are also aware that they are not where they need to be but they are hopeful that they will get there. Awareness is the perfect start. Be aware of your financial goals. Identify the unique skills and talents that you have that can help you achieve

Gratitude greatly impacts your financial outlook and your business. Grateful people are positive, hopeful while remaining realistic. They live in the present and if they have enough for today, they are happy. Grateful people do not fear the future. They face challenges but they remain intentional wise and hopeful. Those who have gratitude have an abundance mindset and not scarcity. The grateful feel wealthy even when their adequate checking account may not show it. Grateful

Ready for financial freedom? Now is the time to start!! Hopefully you have decided that your spending habits need to change. By this time, you should have a budget. You know the income that is coming in and your monthly expenses. You are already beginning to shed light on the areas you are over spending . You want to gain control of your money now. Once you have a written budget, now is the time to follow it. Every dollar should be assigned a spot until your balance is $0. N

I am using AI as an Opportunity Money Coach. Chat GPT has a wealth of information about money management. According to Chat GPT, a budget...

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Moncoach23@gmail.com Karen Skelton/ Money Coach